For the first year, you will receive a 4% interest, semi-annually at the beginning of the 6 month balance. After the first year, the interest rate goes up to 5% and will remain at 5% until the end of the 2 year term. But in order to withdraw any part of the 5%, your balance must be above the initial capital.

Example: if your account is at $100,000 or higher, the company will pay you 5% interest of the $ 100,000, which is your beginning balance. If your account balance falls below your initial investment, the company will still pay 5% on your new balance, but you won’t be allowed to withdraw, until your initial balance is achieved. You can only withdraw from your account, when your balance is above the initial capital.

2^nd example: On January 1, 2018, you make an initial capital of $100,000. Then, on June 30, 2018, you’ll be paid 4%, on the January 1, 2018 balance of $100,000, which will equal $5000. Now, on June 30, 2018, your initial capital has grown from $100,000 to $140,000, and then you add your interest of $5000 profit, totaling a balance of $145,000. At this point, you can withdraw the whole $45,000 profit, since this is the amount above your initial capital.

A Loan

On the 2 year plan, with an initial capital of $100,000, you can borrow up to $5000, as long as your account balance is $100,000 or more. During the first year, the company will still pay you 5% on $100,000 as long as your balance after the $5000 loan that you borrowed is at least $95,000. This way, you still gain 5% interest on $100,000, even though your balance is only $95,000.

Vacation Package

On the 2 year plan, after you have been with the company for 9 months, we will provide you with a 1 time vacation. The vacation MUST be in the domestic U.S. For our international clients, it must be WITHIN their home country. We pay for a 3 day, 2 night stay. The company will reimburse expenses for the vacation, up to $2700.